AI-Powered · Vietnamese & English

Track expenses
with natural
language

Just type "coffee $5" or "salary 15m" – AI understands instantly, auto-categorizes, no complex forms needed.

Completely free
No signup needed
iOS & Android
9:41
AI Assistant
Online
coffee $5
Recorded: Expense $5.00
Food & Drink • Just now
salary 3000
Recorded: Income $3,000
Salary • Just now
uber to work $8
Recorded: Expense $8.00
Transport • Just now
Type a message...
Discover more
50+
Supported currencies
97%
AI accuracy
<15s
Per transaction
10+
Auto categories
Key Features

AI technology at your service

More than just an expense tracker – a smart financial assistant that understands you like a real friend.

Natural Language Input

Chat-based expense tracking

Type like you're texting a friend. AI understands "morning coffee $5" or "gas $40" instantly – no form picking, no format to remember.

coffee $5
Recorded: $5.00 Food & Drink
"lunch $12" "coffee $5" "electricity $80" "salary $3000"

Auto Categorization

97% accuracy, instant labeling

AI recognizes keywords in both Vietnamese and English. "cafe", "coffee", "ca phe" all map to Food & Drink. "grab", "uber", "taxi" all map to Transport – instantly and accurately.

Food & Drink
coffee, lunch, pho...
Transport
grab, uber, taxi...
Housing
rent, electricity...
Income
salary, freelance...

Receipt Scanner

Camera + OCR powered

Point your camera at any receipt, grocery bill or bank transfer statement. AI reads every line item, extracts amounts, and categorizes automatically.

3 items found
Coffee Latte
$4.50
Croissant
$3.20
Sandwich
$6.80
Total detected $14.50

3 AI Personalities

Your style, your assistant

Each AI personality has a unique voice, financial advice style, and motivational approach. Switch anytime to match your mood.

Pink – Supportive
Warm, encouraging, celebrates your progress
Green – Advisor
Strategic analysis, data-driven insights
Red – Strict
Disciplined, no-nonsense, pushes limits

And so much more

Visual Reports

Beautiful pie charts, weekly/monthly filters, spending trends and income balance – all in one screen.

Budget Tracking

Set spending limits per category and track progress visually. Get alerts when you're approaching your budget cap.

Recurring Expenses

Auto-detect and manage recurring payments. Set reminders 3, 5 or 7 days before so you never miss a bill.

50+ Currencies

Track expenses in any currency with real-time exchange rates. Supports VND, USD, EUR, JPY and 50+ more. Perfect for travelers.

Cloud Sync

Data saved to cloud with real-time sync. Works offline too – reconnects and syncs automatically.

Smart Search & History

Filter transactions by text, category, or time range. Bulk delete, infinite scroll, and find any expense in your history instantly.

Simple as texting

3 super simple steps

Start managing expenses professionally in just 30 seconds.

1

Download app

Install from App Store or Google Play. Open the app and start using right away – no account needed.

2

Chat naturally

Type "lunch $12" or "rent $500" – AI understands, categorizes and records it automatically.

3

View reports

Track spending by week or month. Beautiful charts help you manage your finances effortlessly.

Why choose SPENDI?

10x

Faster than traditional apps

Record a transaction in just 5-10 seconds with chat. Compare to form-based apps: pick category, enter amount, add note, save – takes a full minute.

97%

Classification accuracy

AI trained on keywords in Vietnamese and English. Understands "cafe", "coffee", "ca phe" are all Food & Drink. Understands "grab", "uber", "taxi" are Transport.

$0

Completely free

No hidden fees, no transaction limits, no annoying ads. All core features are free forever.

E2E

Absolute security

End-to-end encrypted data, stored on Supabase with enterprise-grade security. Row-level security ensures only you see your data.

What users say

★★★★★

"I always forgot to track expenses before. Now I just text like chatting and it's done. End of month I realized I spent $150 on coffee alone."

S
Sarah Chen
Designer, Singapore
★★★★★

"As a developer, I appreciate how fast this app is. No bloated forms – just type and go. The budget tracking saved me from overspending on subscriptions."

D
David Park
Software Engineer, Seoul
★★★★★

"The receipt scanner is a game changer. I just snap my grocery receipt and everything gets logged. The charts are also super easy to read."

E
Emma Liu
Freelancer, Taipei
Available on iOS & Android

Start taking control of
your finances today

Free. No account needed. Just open the app and start chatting.
First transaction takes only 10 seconds.

No ads
No personal data collection
Regular updates