Just type "coffee $5" or "salary 15m" – AI understands instantly, auto-categorizes, no complex forms needed.
More than just an expense tracker – a smart financial assistant that understands you like a real friend.
Chat-based expense tracking
Type like you're texting a friend. AI understands "morning coffee $5" or "gas $40" instantly – no form picking, no format to remember.
Speak, don't type
Say "coffee $5" out loud and SPENDI records it instantly. Hands-free expense tracking – perfect while driving, cooking, or on the go.
97% accuracy, instant labeling
AI recognizes the words you naturally use. "coffee", "lunch", "snacks" map to Food & Drink; "uber", "taxi", "fuel" map to Transport – instantly and accurately.
Camera + OCR powered
Point your camera at any receipt, grocery bill or bank transfer statement. AI reads every line item, extracts amounts, and categorizes automatically.
Split expenses, zero friction
Invite a partner, housemate, or travel companion. See all shared transactions in real time – who spent what, balanced automatically.
Your style, your assistant
Each AI personality has a unique voice, financial advice style, and motivational approach. Switch anytime to match your mood.
Keep cash, bank and credit card balances in separate wallets and switch in one tap.
Beautiful pie charts, weekly/monthly filters, spending trends and income balance – all in one screen.
Set spending limits per category and track progress visually. Get alerts when you're approaching your budget cap.
Auto-detect and manage recurring payments. Set reminders 3, 5 or 7 days before so you never miss a bill.
Track expenses in any currency with real-time exchange rates. Supports VND, USD, EUR, JPY and 50+ more. Perfect for travelers.
Data saved to cloud with real-time sync. Works offline too – reconnects and syncs automatically.
Start managing expenses professionally in just 30 seconds.
Install from App Store or Google Play. Open the app and start using right away – no account needed.
Type "lunch $12" or just say it out loud – AI understands, categorizes and records it automatically.
Track spending by week or month. Beautiful charts help you manage your finances effortlessly.
Record a transaction in just 5-10 seconds with chat. Compare to form-based apps: pick category, enter amount, add note, save – takes a full minute.
AI understands the everyday words you actually type. "coffee", "latte", "lunch" all map to Food & Drink; "uber", "taxi", "bus" map to Transport – instantly and accurately.
No hidden fees, no transaction limits, no annoying ads. All core features are free forever.
Your data is encrypted and completely private – only you can ever see it. Your finances stay safe, always.
"I always forgot to track expenses before. Now I just text like chatting and it's done. End of month I realized I spent $150 on coffee alone."
"As a developer, I appreciate how fast this app is. No bloated forms – just type and go. The budget tracking saved me from overspending on subscriptions."
"The receipt scanner is a game changer. I just snap my grocery receipt and everything gets logged. The charts are also super easy to read."
Free. No account needed. Just open the app and start chatting.
First transaction takes only 10 seconds.